Data Scientist

About

Description

As a Senior Data Scientist at Capitec, your purpose is to drive the Capitec’s AI strategy, with the unique opportunity to shape and own this vision from the ground up. This involves leveraging advanced, practical knowledge of state-of-the-art machine learning principles and techniques—including deep learning, natural language processing (NLP), and reinforcement learning—to develop innovative models and solve complex business challenges. You will be responsible for designing, implementing, and optimising predictive models and intelligent algorithms to uncover actionable insights that drive strategic decision-making across departments.

Responsibilities

• Develop predictive models to assess the creditworthiness of individuals and businesses, using historical data to minimize loan defaults and optimize lending decisions
• Design machine learning algorithms to identify unusual transaction patterns and detect potential fraudulent activities in real-time, thereby protecting the bank and its customers
• Analyze customer behavior and transaction data to segment clients based on demographics, preferences, and financial habits, enabling personalized marketing and product offerings
• Use data analytics to support compliance with financial regulations (e
• g
• , AML, Basel III), automate reporting processes, and ensure accurate risk disclosures to regulators
• Leverage data-driven insights to support wealth management, optimize asset allocation, and evaluate investment opportunities, helping the bank improve returns and manage risk

Qualifications

• Master’s degree or higher in statistics, mathematics, computer science, physics

Application instructions:

• Follow all application instructions