The role involves designing, developing, and maintaining robust data systems that support credit risk analysis and decision-making processes. Responsibilities include developing and implementing databases, data collection systems, data analytics, and other strategies to optimize statistical efficiency and quality. The role also involves interpreting data, analyzing results using statistical techniques, and providing ongoing reports. The individual must work closely with management to prioritize business and information needs, identify and define new process improvement opportunities, develop and maintain data governance frameworks, lead initiatives to enhance data security and privacy, develop and maintain comprehensive documentation for data processes and systems, and conduct regular audits of data systems.
Essential qualifications include a bachelor's degree in Computer Science, Mathematics, Financial Mathematics, Statistics, Informatics, or another quantitative field, a proven track record as a data developer or analyst, technical expertise in data models, database design development, data mining, segmentation techniques, strong knowledge of reporting packages, databases, programming, and statistics. Certification in data management or analytics is preferred.
